3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Esperanza (Espie) Matiz REALTOR®/Broker

Whether you are a first time buyer, a growing family or a couple ready to downsize, I am ready to help make your buying and selling experience as stress-free and as enjoyable as possible. With a background in business and engineering, I can assure you superior service which will help you navigate and understand all the details of listing your current home or the process of purchasing a new one. I have been a resident of this beautiful state of North Carolina for almost twenty years. I have worked in Tokyo, London and New York before moving with my family from Hong Kong to Wake Forest in 1996. I am …


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Realtor® Equal Housing Opportunity